Direct access to over 60 banks and lenders.
We work with all the major banks you trust - Commonwealth Bank, ANZ, Westpac, and NAB - plus a carefully selected group of alternative lenders offering competitive rates and unique loan features. We match you with the right lender, not just the biggest one.
Committed to your financial future.
Great mortgage broking doesn't end at settlement day. We continuously monitor the market and approach lenders annually, often more, to ensure you're always getting the best possible deal. It's what separates a transaction-focused broker from a relationship-focused partner.
Broker Fees
Hidden Costs
No hidden costs or fees
Our service to you is free! We don't believe in charging our clients when lenders compensate us fairly for successful placements. All commission structures are fully disclosed, ensuring complete transparency. You'll only encounter the standard fees that lenders and government bodies require.
Real People, 100% Australian Based Team
A smooth and successful experience for the people we work with is at the core why we do everything the way we do. You'll be working with Australian brokers from start to finish.
The Jack Of All Loans
Carlton, Melbourne.
Fuelled by a genuine desire to help people save money and turn their dreams into reality. Nothing brings me more satisfaction than knowing my clients have achieved their goals while keeping more money in their pockets.
My philosophy is simple, I help people when I can make a difference, and make the process of home loans fun, simple, and accessible.
SOLUTIONS
We work for you,
not the banks.
Why use a mortgage broker?
Simple, we handle the heavy lifting.
Simply put, we take care of everything. You receive professional guidance, market expertise, and a seamless path to competitive rates, all without lifting a finger or paying a cent. Why struggle through the maze alone when you can have an expert by your side?
Expert insights for every step of the journey.
All in one place.
Whether you're a first-time buyer overwhelmed by options or an experienced investor seeking market advantage, we provide the specialized knowledge that turns property finance from a mystery into a manageable process tailored to your goals.
Fast approvals, smooth settlements.
Your timeline is our priority.
We know which lenders move quickly and which applications they approve fastest. Our streamlined process and insider knowledge mean faster pre-approvals, quicker processing times, and settlements that happen on schedule. No delays, no surprises, just results when you need them.
Need other people you can trust?
We know the best locals.
Quality connections, no strings attached. Buying a property requires a reliable team of professionals. We've built relationships with outstanding building inspectors, solicitors, and agents throughout the local area, and we're happy to share these connections. Best of all, we earn nothing from these referrals, just your successful outcome.
Why Use A Broker Over A Bank?
Not everyone knows what a mortgage broker is, or how they work. The list below is a start for the services we provide to the propel we work with.
Broker
We understand every lender's strengths and weaknesses. When you have a property goal, we match you with the right lender to achieve it, while ensuring you secure the best possible deal.
No fees for our service.
Access to interest rates from 60+ banks and lenders.
We handle all loan negotiations and paperwork.
We invest time upfront to understand your complete financial picture and deliver comprehensive lending solutions tailored to you.
A mortgage broker advocates for your interests, sourcing loans from our extensive panel of banks and lenders. Each lender has unique policies and criteria - our expertise lies in matching your circumstances with the right fit.
Banks & Lenders
Banks are limited to their own product range and have no incentive to tell you if a competitor offers better rates or terms for your situation.
Many banks operate on volume targets, prioritising loan numbers over finding the optimal solution for your financial future.
Direct lenders offer only their own loan products. There's no comparison shopping, you're seeing a fraction of what's available in the market.
Mortgage complexity often exceeds branch staff knowledge of their own policies, leading to application delays and unnecessary declines that an experienced broker could have avoided.
We were completely lost as first-time buyers. Jack got us a rate our own bank said wasn't possible, would highly recommend!
H.M.
Jack has opened doors to lenders I'd never heard of and loan structures that actually made sense for investing.
G.H.
While looking at options for our first purchase the team has been there to help every step of the way. Very grateful to the team!
J.J.
Common Questions
No, our service is completely free to you. We're paid by the lender when your loan settles, and we fully disclose all commission arrangements upfront. You'll only pay standard lender fees and government charges.
Yes, we work with specialist lenders who consider applications that major banks might decline. We understand each lender's credit policies and can match your circumstances with suitable options.
Pre-approval typically takes 1-3 days, while full approval ranges from 5-14 days depending on the lender and complexity. We expedite the process by ensuring applications are complete and submitted to the right lenders first time.
Contact us before you start house hunting. We'll arrange pre-approval so you know your budget and can act quickly when you find the right property. Early engagement also allows time to improve your application if needed.
Yes, first home buyers are our specialty. We understand government grants and schemes, know which lenders offer the most favorable first home buyer policies, and guide you through the entire process step-by-step.