Direct access to over 60 banks and lenders.
We work with all the major banks you trust - Commonwealth Bank, ANZ, Westpac, and NAB - plus a carefully selected group of alternative lenders offering competitive rates and unique loan features. We match you with the right lender, not just the biggest one.
Fast approvals,
smooth settlements.
We know which lenders move quickly and which applications they approve fastest. Our streamlined process and insider knowledge mean faster pre-approvals, quicker processing times, and settlements that happen on schedule. No delays, no surprises, just results when you need them.
Broker Fees
Hidden Costs
No hidden costs or broker fees.
Our service to you is free! We don't charge our clients when lenders compensate us fairly for successful placements. All commission structures are fully disclosed, ensuring complete transparency. You'll only encounter the standard fees that lenders and government bodies require.
Real People, 100% Australian Based Team
The Jack Of All Loans
Carlton, Melbourne.
As Director at Mana Finance, I specialise in delivering tailored Australian finance solutions across development, residential, and commercial lending sectors. With a bachelors in Finance and Economics from Massey University of New Zealand, and Certificate IV in Finance and Mortgage Broking, I bring both academic expertise and real-world experience to every client interaction.
My unique background as a former tradesperson (specifically floor and wall tiling, trained by my farther through high school) and US College Basketball Division One athlete gives me a practical understanding of diverse client needs and the determination required to secure the right financial outcomes. Whether you're a first-home buyer, property developer, or business owner, I always go the extra mile to find solutions that work for your specific situation, and saving you as much as possible in the process.
WHAT TO EXPECT
The Mana experience.
With us you're not a number, or a way to reach monthly targets like with other big companies or banks.
The service you receive with Mana is tailored to you, structured to align with your goals and needs. We go the extra mile for you every time to make sure the experience and outcomes are unmatched.
Expert insights for every step of the journey.
All in one place.
Whether you're a first-time buyer or an experienced investor seeking market advantage, we provide the specialised knowledge and solutions to support your endeavours.
Simply put, we take care of everything. You receive professional guidance, market expertise, and a seamless path to competitive rates, all without lifting a finger or paying a cent. Why struggle through the maze alone when you can have an expert by your side?
Our network is yours.
We know the locals you can trust.
Succeeding in property requires a reliable team of professionals from building inspectors, solicitors, estate agents, and even tradies if you're renovating. We know the difference a strong team makes, so just ask.
Our network is yours.
3 simple steps.
From paperwork to approval.
1. Discovery Call.
Here we learn about your goals, answer any questions you have, and we start discussing potential structures that align with those goals.
2. Research, and loan options.
You send us the information we need to start researching, then we come back to you with 3 different options and a recommendation that will support you with your goals.
3. Approval.
You decide the option you'd like to go ahead with. We handle all the paperwork, and get you approved.
BROKERS VS BANKS
Why Use A Broker Over A Bank?
Not everyone knows what a mortgage broker is, or how they work. The list below is a start for the services we provide to the propel we work with.
Broker
We understand every lender's strengths and weaknesses. When you have a property goal, we match you with the right lender to achieve it, while ensuring you secure the best possible deal.
No fees for our service.
Access to interest rates from 60+ banks and lenders.
We handle all loan negotiations and paperwork.
We invest time upfront to understand your complete financial picture and deliver comprehensive lending solutions tailored to you.
A mortgage broker advocates for your interests, sourcing loans from our extensive panel of banks and lenders. Each lender has unique policies and criteria - our expertise lies in matching your circumstances with the right fit.
Banks & Lenders
Banks are limited to their own product range and have no incentive to tell you if a competitor offers better rates or terms for your situation.
Many banks operate on volume targets, prioritising loan numbers over finding the optimal solution for your financial future.
Direct lenders offer only their own loan products. There's no comparison shopping, you're seeing a fraction of what's available in the market.
Mortgage complexity often exceeds branch staff knowledge of their own policies, leading to application delays and unnecessary declines that an experienced broker could have avoided.
CLIENT REVIEWS
We were completely lost as first-time buyers. Jack got us a rate our own bank said wasn't possible, would highly recommend!
H.M.
Jack has opened doors to lenders I'd never heard of and loan structures that actually made sense for investing.
G.H.
While looking at options for our first purchase the team has been there to help every step of the way. Very grateful to the team!
J.J.
FAQs
Common Questions
No, our service is completely free to you. We're paid by the lender when your loan settles, and we fully disclose all commission arrangements upfront. You'll only pay standard lender fees and government charges.
Yes, we work with specialist lenders who consider applications that major banks might decline. We understand each lender's credit policies and can match your circumstances with suitable options.
Pre-approval typically takes 1-3 days, while full approval ranges from 5-14 days depending on the lender and complexity. We expedite the process by ensuring applications are complete and submitted to the right lenders first time.
Contact us before you start house hunting. We'll arrange pre-approval so you know your budget and can act quickly when you find the right property. Early engagement also allows time to improve your application if needed.
Yes, first home buyers are our specialty. We understand government grants and schemes, know which lenders offer the most favorable first home buyer policies, and guide you through the entire process step-by-step.
Get In Touch
Mana Finance Pty Limited (ABN: 82 687 143 406, MFAA Member No. M.172176, Credit Representative Number 571883, authorised under Purple Circle Financial Services Pty Ltd, Australian Credit Licence Number 486112)
The information provided on this site is on the understanding that it is for illustrative and discussion purposes only. Whilst all care and attention is taken in its preparation any party seeking to rely on its content or otherwise should make their own enquiries and research to ensure its relevance to your specific personal and business requirements and circumstances. Terms, conditions, fees and charges may apply. Normal lending criteria apply. Rates subject to change. Approved applicants only.